Tracking Spending - and a Strategy

I don't like spending good money on stupid crap. And so I have a new strategy that I've developed to help me keep it in control:

Basically, I keep track of my monthly recurring expenses across a ton of categories, such as:

Cable TV
Internet
Insurance
Electricity
Netflix
Mortgage
etc.

If prices go up, I make a note of it. If prices go down, I make a note of it too. My goals?

Financially respond to every price increase
Reduce at least one recurring cost every month

So earlier this month, I knocked down my cell phone costs from $70 to $40 a month (win!). I also eliminated my iTunes Music subscription, which I didn't use much, from $15 a month to $0. Another win!

Earlier this year, I changed from my old employers healthcare plan (a "COBRA" plan) to a healthcare market place plan, saving me $260 a month (!). And some people complain about Obamacare.

I also updated my auto/property insurance, which increased by $14 a month, but which gives me about 5x the coverage.

So with these changes, I'm saving $3500 a year. But there is still a lot more to do!

Fixing a SodaStream Jet, part 1: Disassembly Guide

I've had my SodaStream Jet for years, and once in a while something has gone wrong. Disassembly is the first step to repair. Start with this article to see how to disassemble the SodaStream, and then once you have that down, scroll through my other articles to see how I repaired specfic SodaStream problems. SodaStream Jet Disassembly Guide Tools Required Flat head screwdriver Phillips head screwdriver 1. Remove the Carbonator. Duh. 2. Remove the black panel lever The front big black tilt lever needs to be removed first. Removing this panel is tricky, but it isn't impossible. Looking up at the bottom of the black panel, there are two tabs, one on the left and one on the right. These tabs fully secure the panel in place. The trick is to use a flat-head screwdriver under the plastic to gently lever the tabs out of the way. Note in the pictures how I approach these tabs with my screwdriver. I usually release the left side first, and then I release the right

Sodastream Carbonator Leakage, Usage, and Weight

SodaStream 60L "Carbonator" CO2 cylinders have a specific weight when empty, plus about 410 or so grams for the CO2 they should have when they're "full". A little while ago I went to buy a replacement Carbonator from my local hardware store. The dealer pulled a new Carbonator out of the box and sensed it was lighter than usual. He put the "light" Carbonator in the "empty" pile and sold me a different one. At that moment I concluded that it would be smart of me to weigh both new and empty SodaStream carbonators. Here are the results. Weighing a SodaStream Carbonator - for both Science and Consumer Protection. The dealer told me that sometimes the carbonators leak after they leave the SodaStream filling facility. That means there could be an opportunity for customers like me to get ripped off! The SodaStream cylinders I buy claim to have a net product weight of 410 grams - and that means that a full Soda Stream Carbonator shou

Fixing my Wahl 9918 Groomsman Beard and Mustache Trimmer

Not everyone would bother repairing a $25 beard trimmer, but why not fix something for under $5 instead of spending another $25? My Wahl 9918 Groomsman Beard and Mustache Trimmer has admirably performed its beauty duty for many years, but the time came when the battery just wasn't holding a charge any more. Most people would just put the trimmer in the trash and buy a new one, but I figured I could repair my otherwise excellent Wahl and save some money. In fact, even high priced trimmer and rotary shaver brands, like Norelco and Remington, can be easily repaired using a process similar to the one I used to fix my Wahl. Read on to find out how. I opened up the Wahl by popping off the black plastic faceplate with a tiny flathead screwdriver, which revealed two screws. By removing the two screws I was able to easily open up the unit, revealing the guts of the device. Backplate off, Revealing the screws The internals are rather simple: a motor, a simple circuit boar

Lance J., the Anti-Sales Guy

I now see all these friends and family who get entrapped in a salesperson's bullshit. I'm tired of it. I'm fine with people selling products. I'm fine with people over-paying for a product because that product is great, convenient, or well-supported. Unfortunately, the majority of corporations ask their salespeople to sell product using lies, distortion, and manipulation. It's bullshit, it's wrong, and I'm gonna stop it. I hear it all the time: Auto Repair Industry: Your brakes are down to 2 mm, so driving could be dangerous. We can't be responsible. (Using Fear) Mobile Telephone Industry: You should get a bigger mobile data plan because you use more than simple email. (Using Fake Advice) Cable TV Industry: If you sign up for Cable TV, Internet, and Telephone, your monthly bill will actually be a little lower than if you just signed up for two of them. (Using a Fake Bargain) Electronics Retailer: The $30 gold plated HDMI cable will giv

Macintosh: Upgrading an eMac

It's been a long time since I wrote this article, but the fact remains: The good old eMac can still be useful if you take the simple steps to keep it as good as it can be. All can run Tiger, and most can run Leopard - great operating systems for their day with a bit of useful life. This article describes the procedure I used to upgrade my old eMac, including: Replacing the internal hard disk with a large capacity drive. Increasing the memory for performance Upgrading the operating system Here I'm upgrading a 700 MHz eMac, but the procedure and tasks for upgrading other eMac models should be almost identical. Upgrading versus Replacing My sister's eMac is of the 700 mhz variety, with 256 MB of memory. The machine seemed to be getting "slower", and the original 40 GB disk was becoming jammed packed with photos and iTunes, and within a few months she'd be out of disk space. There were two options to address the problems: upgrade the eMac, or go o

The Yamaha DD-65 and YDD-60 Digital Drums

Almost everyone I know who is into drums should get their hands on the Yamaha DD65 . It's a low cost, fun little kit that you can throw in your car to jam with your buddies. It's a lot easier than throwing your gear in your Subaru. The DD-65, also known as the YDD-60. Eight pads in a pretty package. I've owned the older, venerable DD-55 for about five years. The DD-55 is the ancestor of the newer DD-65, and is an evolution of the DD-50, which was first released some time in the mid 1990s. I just put my DD-55 on this light snare drum stand it's ready for some jamming. The classic DD-55. Seven pads of rockin' fun, since about 2001. Yes, everyone will tell you that the DD-55 isn't actually a real drum kit. No kidding. However, a skilled drummer can get some great sound out of this little box, and you can definitely keep the band together with it. Plus, it's perfect for apartment living.

The Lance J. Technoweb

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