Basically, I keep track of my monthly recurring expenses across a ton of categories, such as:
- Cable TV
- Financially respond to every price increase
- Reduce at least one recurring cost every month
Earlier this year, I changed from my old employers healthcare plan (a "COBRA" plan) to a healthcare market place plan, saving me $260 a month (!). And some people complain about Obamacare.
I also updated my auto/property insurance, which increased by $14 a month, but which gives me about 5x the coverage.
So with these changes, I'm saving $3500 a year. But there is still a lot more to do!